EMIPlan Blog

Free guides on home loan, car loan and personal loan EMIs — with real numbers for Indian borrowers.

EMI for ₹50 Lakh Home Loan at 8.5% for 20 Years

Full breakdown with tenure and rate comparison tables. Includes prepayment savings example.

Monthly EMI: ₹43,391

EMI for ₹30 Lakh Home Loan at 8.5% for 20 Years

Detailed EMI guide for India's most common home loan size. Rate negotiation tips included.

Monthly EMI: ₹26,035

Car Loan EMI for ₹10 Lakh at 9.25% for 5 Years

On-road price guide, tenure comparison and tips to get the best car loan rate in India.

Monthly EMI: ₹20,880

Financial Planning

Should You Close Your Home Loan Early or Invest the Extra Money?

Real numbers: investing ₹5,000/month beats prepayment by ₹9.8 lakhs over 15 years — but it depends on your risk profile.

Data-driven framework for Indian borrowers

More articles coming soon. Use the EMIPlan calculator to compute your exact EMI for any loan amount, rate and tenure.